First-Time Home Buyers | Rate City

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Category Archives for "First-Time Home Buyers"

Choosing the Right Team

Selecting the right team to help you obtain mortgage financing will drastically improve the chances of a smooth transaction, and continued support after the sale. When you work with a good mortgage broker, he or she can recommend more worthy professionals to add to your roster. Referrals are a great way to save time on ‘vetting’ […]

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Required Mortgage Documents

​NO ONE likes to do paperwork or compile documents. But, if you want to secure a mortgage and own your own home, then a little paperwork will be necessary. Your Mortgage broker and Lender will require numerous documents in order for your mortgage to be approved. Getting these documents together may seem overwhelming, because your ability to […]

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Mortgage Closing Costs

One of the greatest challenges you face when getting your first mortgage is understanding how much you will need to pay upfront. The following is a comprehensive list of the closing costs homebuyers can expect when buying a new home and financing it with a mortgage. Other than your down payment, be prepared for:1. DownpaymentAt the time […]

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