Trusted Mortgage Solutions
We help Edmonton home buyers and owners build financial wealth.
Looking for a Mortgage Pre Approval, Refinance or Renewal? You've come to the right place—we can help you access over 20 different mortgage lenders and products. All with one application!
We broker the mortgage and negotiate on your behalf with the lender. We also take care of the paper work. We serve Edmonton and surrounding areas.
How we can help you throughout the mortgage process
Negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, we have strong lender relationships. We can leverage that relationship to your advantage, we negotiate your mortgage and ensure you secure competitive rates and terms that benefit you in the long run.
Ensure that you get the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping. We can investigate on your behalf to see if there is an alternative to better suit your needs.
Make sure you understand your mortgage. All mortgages are not created equally, and depending on your financial goals, there will be different rates and terms you need to understand in order to make the right decision on your mortgage. We'll ensure you have all the knowledge and know-how to make a positive choice for your future.
Why Choose Rate City?
Zero cost to you. There's absolutely no charge for our services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are paid a finder's fee when we introduce dependable clients to a financial institution. That means you get complete consultation without added fees.
Experience and knowledge. We provide you independent, unbiased, expert advice on your financial options. We are not tied to a specific lender or products so we can offer you mortgage products that will best match your specific needs.
Purchasing power. As an independent broker with TMG The mortgage group, the top funding brokerage in Canada, we have access to the best lending institutions you've never heard of.
One stop shopping. Instead of spending your valuable time meeting with competing mortgage lenders, we can quickly narrow down the list of lenders that will help you achieve your financial goals. we will make your comparison-shopping fast, easy, and convenient.