Alberta Home Buyer Learning Zone | Rate City

7 Smart Home Buyer Tips for Alberta

Buying a home is one of the most important decisions you’ll make in your entire life. As such, it’s vital to try to do everything as correctly as possible. Homebuyers (especially first timers) don’t have an innate sense of how to plow through the home buying process. Mistakes are natural, but it’s important to minimize those […]

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Choosing the Right Team

Selecting the right team to help you obtain mortgage financing will drastically improve the chances of a smooth transaction, and continued support after the sale. When you work with a good mortgage broker, he or she can recommend more worthy professionals to add to your roster. Referrals are a great way to save time on ‘vetting’ […]

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3 Ways to Increase Your Home Value

​Building equity and adding value to your home is vital if you’re trying to sell your property now or even in the future. We’re not really talking about thousands and thousands of dollars’ worth of upgrades with an entire second story and a swimming pool. There are a lot of things you can do that don’t […]

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How to Pay Down Your Mortgage Faster

​For many homeowners, mortgages are the bane of their existence. That’s partially because mortgages can seem to last forever, and, with tacked on interest rates, they can balloon to exorbitant sums. Over the life of your loan, you could end up paying hundreds of thousands of dollars in interest… It makes sense that you’d want to get […]

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7 Common Edmonton Home Buyer Mistakes

When it comes to the home buying process, mistakes are inevitable. In fact, a poll of Canadian home buyers showed that 60% made an avoidable error while purchasing their home.  Whether you’re a first-time home buyer or a seasoned homeowner, there’s always something new you can learn to help you avoid those pitfalls. No one wants […]

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Required Mortgage Documents

​NO ONE likes to do paperwork or compile documents. But, if you want to secure a mortgage and own your own home, then a little paperwork will be necessary. Your Mortgage broker and Lender will require numerous documents in order for your mortgage to be approved. Getting these documents together may seem overwhelming, because your ability to […]

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Fixed Rate Versus Variable Rate

Applying for a mortgage can be a difficult process. Deciphering all the loan jargon certainly isn’t easy. Variable- and fixed-rate mortgages are two of the most commonly talked about options for most prospective homebuyers. But what do they actually mean? And, when it comes to fixed rate versus variable rate, which is better? While your mortgage […]

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How do you build wealth?

Creating wealth may seem like a fantasy. Money doesn’t grow on trees, after all. But, a steady income, some smart money management, and good credit deals can go a long way. You’ve probably wondered how to create wealth at some point or another. And we’re here to give you 7 ways to do just that.1. […]

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